Payments as a Service

Integrated Bill Payment Platform

A comprehensive bill payment platform that supports both centralized bill aggregation model and bank-led model, covering the complete spectrum of the bill payment ecosystem from biller onboarding to bill management, bill payments from various channels, multiple payment methods, reconciliation and settlement.
Besides supporting integration with customer channels offered by the bank, the solution supports agent / channel partners for the banking institutions to facilitate assisted bill payments and equip the banks to expand their touchpoints to the customers.

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Solution offerings

  • Channel management
  • Recurring payments / mandates
  • Biller management
  • Fees and charges
  • Partner / agent management
  • Reconciliation & settlement,
  • dispute management
  • Transaction engine

Key benefits

  • Integrated platform to support retail and corporate (B2B) bill payments
  • Highly parameterized and configurable platform for fees/ charges, workflow, user management
  • Ready-to-use API-rich platform for ease of integration
  • Scalable and secure architecture with modern tech stack

Integrated Bill Payment Platform

FAQs

Bharat Bill Payment System is an integrated bill payment system in India offering interoperable and accessible bill payment service to customers through a network of agents of registered member as Agent Institutions, enabling multiple payment modes, and providing instant confirmation of payment

Here’s the simplified flow: Customer selects the Biller category and then chooses the biller: Enter the details (e.g., customer ID, mobile number) to fetch the bill.

Payment selection: Choose the preferred payment method (bank account, debit/credit card, UPI).

Initiate payment: Enter payment credentials and confirm the transaction.

Payment processing: BBPS routes the payment to the biller’s bank. Bill payment: Biller receives the payment and updates the account.

BBPS operates on a secure and encrypted platform with multiple layers of authentication. Your financial information remains confidential throughout the process. Moreover, NPCI, a RBI-regulated entity, oversees the system, ensuring robust security measures.

BBPS offers wide range of payment modes
Traditional methods: Cash, Debit Card, Credit Card
Digital methods: Internet banking, UPI etc

Interoperability is a key feature of BBPS. Customers of any bank integrated with the system can pay bills for any biller onboarded by any other participating entity.

 

Yes, BBPS provides secure APIs for seamless integration with banks, billers, and payment service providers. This enables automation and streamlined bill payment experiences for businesses and individuals.

We provide a comprehensive Bill Payment platform that supports both a centralized bill aggregation model, covering the complete spectrum of the Bill Payment ecosystem from onboarding of biller entities to bill management, bill payments from various channels, supporting multiple payment methods, robust reconciliation and biller payout management.

-Channel management
-Biller management
-AI/ Agent management
-Transaction engine
-Recurring payments/ mandates
-Fees and charges
-Reconciliation & settlement, dispute management

– Ready-to-use API-rich platform for ease of integration
– Highly parameterized and configurable platform for fees/ charges, workflow, user management
– Integrated platform to support retail and corporate (B2B) bill payments
– Focused team for effective biller integration

Contact
International Offices
  • India (Corporate Office)
  • Mindgate Solutions Pvt. Ltd, 14th Floor, Damji Shamji Business Galleria, LBS Marg, Kanjurmarg (West), Mumbai – 400078, MH, India.
  • +91 22 6196 6196
  • www.mindgate.solutions
  • Singapore
  • Mindgate Pte Limited 207A Thomson Road, Goldhill Shopping Centre, Singapore 307640.
  • www.mindgate.sg
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